Purchase & Refinance Programs Application

Special Home Buyer and Refinance Programs make it easier and more affordable for Colorado Residents with a credit score of 640 or above to invest in the American Dream of Home-ownership.

Take Our 60 Second Mortgage Quiz Below To Find Out More Info:


Our Pre-Approval Process Is Simple:

Copyright 2022 | NMLS ID: 1607092

By providing the requested information and clicking "Submit", I provide my signature expressly consenting to contact from Derek Palmer - Change Mortgage or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if your telephone is currently listed on any State, Federal or Corporate Do Not Call List). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.



Derek Palmer - Change Mortgage - NMLS 1607092 | FHA approved lender -Change Mortgage – NMLS #1607092, State License , 520 Courtney Way, Suite 100

Lafayette, CO 80026 is not affiliated with any government agency, including the VA, FHA, or the HUD.


Privacy Policy | NMLS Consumer Access



Pre-Qualification Disclaimer: Our partners’ pre-qualification form is a self-assessment tool to determine whether your business may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. This page does not in any way promote any mortgage or auto loans, and it does not contain any type of credit card application. It also does not affect your credit score.


APR interest rates can range from 3.1% to 9.9 % and are largely dependent on your personal current situation, including but not limited to credit rating and history, your monthly salary, and your debt to income ratio.


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