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☑️ See Which Programs You Qualify For!
Take our 60 second quiz to see our 2022 CO Homebuyer Programs!
*Some Programs offer down payment assistance with a Credit Score of at least 640*
Derek Palmer - NMLS #1607092
WHAT WE SPECIALIZE IN:
30 Minute Pre-Approvals
We'll open with a discovery process - we want to know about you, your goals, and your ideal home scenario. Buying a home should not be a one size fits all process.
Mortgage Planning
Together we'll review multiple loan scenarios and look at the short term and long term cost of each. This allows you to make an educated decision for you and your family.
Communication
Our automated systems ensure that you never have to wonder what is going on with your loan application. Our Concierge Mortgage Program is 2nd to none..
By providing the requested information and clicking "Submit", I provide my signature expressly consenting to contact from Derek Palmer - Change Mortgage or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if your telephone is currently listed on any State, Federal or Corporate Do Not Call List). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.
Derek Palmer - Change Mortgage - NMLS 1607092 | FHA approved lender -Change Mortgage – NMLS #1607092, State License , 520 Courtney Way, Suite 100
Lafayette, CO 80026 is not affiliated with any government agency, including the VA, FHA, or the HUD.
Privacy Policy | NMLS Consumer Access
Pre-Qualification Disclaimer: Our partners’ pre-qualification form is a self-assessment tool to determine whether your business may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. This page does not in any way promote any mortgage or auto loans, and it does not contain any type of credit card application. It also does not affect your credit score.
APR interest rates can range from 3.1% to 9.9 % and are largely dependent on your personal current situation, including but not limited to credit rating and history, your monthly salary, and your debt to income ratio.